Finance Options for your Septic System, Plumbing Service & Storm Shelters in Oklahoma
Your projects shouldn’t have to wait because of cost!
Whether you’re facing an emergency repair or planning ahead for an upgrade, Cyclone Septic & Plumbing makes it simple to get the work done now with flexible financing options built around your budget.
Flexible Payment Solutions That Work for You
We know repairs and replacements don’t always arrive at the “perfect time.” That’s why we partner with trusted providers and local lenders to keep things stress-free. With quick approvals, clear terms, and no surprises, you can move forward confidently.
Septic, Plumbing, and Storm Shelter Financing
Buy Now, Pay Later with Klarna
Choose Klarna during checkout by selecting to pay with monthly payments and choose from:
- Pay in 4 – Pay in four interest-free installments
- Pay in 30 – Pay in a single payment in 30 days
- Financing – Pay for the purchase over a longer term up to 36 months
Disclosure: Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license.
Wisetack Financing for Your Septic, Plumbing or Storm Shelter Project
At Cyclone Septic & Plumbing, we’ve partnered with Wisetack so you can pay over time instead of all at once. The application takes about a minute, and checking your options won’t affect your credit score.
- Finance projects from $500 up to $65,000*
- Choose 3–60 month terms*
- APR options from 0%–35.9%*
- No hidden fees or compounding interest
Prequalify today with no impact to your credit. Have questions? Contact our team to learn more about your financing options.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by lending partners. Example: a $1,200 purchase could cost $104.89/month for 12 months at 8.9% APR, or $400/month for 3 months at 0% APR. Offers range from 0–35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://www.wisetack.com/faqs.
Septic, Plumbing and Storm Shelter Financing with Tinker Federal Credit Union (TFCU)
Prefer traditional lending? Through TFCU, you can access loans with rates starting as low as 2.99% APR for up to 60 months. You don’t even have to be a member to apply—just own the property where we’re doing the work. Best part? There’s no prepayment penalty if you pay it off early.
- As low as 2.99% APR for storm shelters and 4.99% APR for other items for up to 60 months (see TFCU website for current rates)
- 100% financing available
- Must own property where work is performed
- Pay off your balance at any time without a prepayment penalty
- Loan amounts based on your ability to pay and credit history
- Loans available up to 60-month loan length
Click below to access and complete the TFCU online application.
Storm Shelter Financing
Storm Shelter Financing with Communication Federal Credit Union (CFCU)
Communication Federal Credit Union wants you and your family to have a safe, convenient location when storms are near. CFCU offers a storm shelter program to help homeowners acquire the life-saving shelters that are so desperately needed.
- As low as 4.99% APR for storm shelters (see CFCU website for current rates)
- 36 Month Standard Term
- Loan Amounts up to $10,000
- Easy Online Application Process
Click below to access and complete the CFCU online application.
Grants
The Water Well Trust
The Water Well Trust (WWT) and its partners provide funding for wells and/or septic systems for low‐income families nationwide that need safe drinking water or wastewater systems. They serve Americans living primarily in rural, unincorporated areas or minority communities that may be isolated and difficult to reach. They assist low‐income families that do not have access to public water supplies or sewer, and those who live in areas where the extension of public water supplies to serve them doesn’t make economic sense…for them, for the public water supply owners, for federal, state or local funding sources.
COMMUNITIES Unlimited
COMMUNITIES Unlimited provides low-interest loans to assist homeowners with the construction, repair, or replacement of essential household water wells and septic systems.
Funding is available for individual septic systems up to $15,000.
1% fixed APR interest rate. Loan maturity up to 20 years.
- Residence must be located in a rural community with a population not exceeding 50,000
- Cannot be used for new construction
- Applicants must own and occupy, or be in the process of purchasing, the home being improved
- Gross annual household income must not exceed 60% of the median non-metropolitan household income for Oklahoma
Do you offer in-house financing?
We don’t carry loans ourselves, but we offer financing at the time of service through our partners Wisetack and Klarna, with approvals typically in about a minute. We also work with Tinker Federal Credit Union and Communication Federal Credit Union for traditional loans.
Can I finance a septic tank installation?
Yes. Septic installations, replacements, repairs, and rehabilitation all qualify. Wisetack financing is available for projects from $500 to $65,000, and TFCU offers 100% financing for property owners.
Does checking my financing options affect my credit?
No. Prequalifying with Wisetack is a soft inquiry and has no impact on your credit score.
Can I finance plumbing work or a storm shelter?
Yes. The same options apply to plumbing services and storm shelters, and CFCU has a dedicated storm shelter loan program.
Are there grants for septic systems in Oklahoma?
Yes, for homeowners that qualify. The Water Well Trust and Communities Unlimited both have programs for rural, income-qualified households. Details and eligibility are on this page.